Champion Validation System

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Question: Does the Champion Validation System work with other unsecured loans like federally insured student loans?

Answer: The system theoretically should work with federally insured student loans, because they were created under same false, phony, money-out-of-thin-air process. However, we don’t recommend that the system be used for those loans, unless you are ready, able, and willing to sue them in court using the Champion system document content. The Champion document content is undefeated and undefeatable, but because the repayment of government-backed phony bogus loans like student loans is enforced a whole lot more forcefully than bank loans like credit cards, it is far more likely that a mere letter-writing campaign, which is how the Champion system is currently designed, would be insufficient. It would be necessary to utilize the court system very skillfully to force the lawyers representing the student loan agency to ANSWER what is in the Champion documents. We are not lawyers. We do not provide legal advice and nor do we provide legal representation. You would have to handle that yourself.

The student loans were created just as fraudulently as the credit card debts, but the student loan lending agencies constitute a Mafia-like crime syndicate that is huge, with plenty of guns and force. You COULD WIN against them . . . but it would take mounting a very forceful counterattack. The Champion content WOULD WIN in court IF you have mastery of court procedure, and successfully FORCE your opponents to ANSWER what is in the Champion documents. Then you could win. Otherwise it is very unlikely. The question is whether your nature is such that you have the mental temperament and determination to pursue this to justice . . . and whether you deem it to be financially worthwhile.

The good news is, the Champion system works far more easily on credit card debts, because those are under the private banking system. They are not directly issued or backed by any government. It has been extremely rare for anyone to have to litigate credit card debts in court, using the Champion documents. In those rare instances, all the customer had to do was present the Champion documents to the opposing counsel, and the cases against the Champion customers were dismissed. They never even had to go to court.

Question: Ethically, I believe in paying my legitimate debts. If I have received real goods and services for the bills I ran up on my credit cards, then why is it ethical for me to not repay those debts?

Answer: Because the money lenders were not the sources of those goods and services. The merchants who provided the goods and services were paid, but the money lenders produced nothing. Furthermore, the money lenders never loaned anything. No money ever came out of their accounts to issue your lines of credit. They pretended to make loans, when actually nothing was ever loaned. That is called fraud. That is why this Champion Validation debt cancelation system legally works. "Champion Validation" means "the truth". We are simply confronting them with the truth, and they cannot deny it.

We strongly recommend that everyone read the book The Creature from Jekyll Island, by G. Edward Griffin. It is available at (Click on the title to take you to the link). That book reveals the fascinating story of the creation of the Federal Reserve banking system, and how what the banks of today are "loaning" has never been true money, but rather just fictions created out of thin air, in a sophisticated strategy for the bankers to take over and enslave the world.

Question: What unsecured debts does the Champion Validation System NOT work with?

Answer: It doesn't work to cancel debts that are legitimately owed -- such as money your friend or father loaned you, or say a department store credit card where you received merchandise from that store AND the store did not sell the paper to another loan servicing company. If the department store kept the loan paper in-house, then that is a legitimate debt. The invalid debts, which this set successfully cancels, are the money-out-of-thin-air debts under the Federal Reserve system such as Visa, MasterCard, Discover, and other institutional credit issues.

Question: What happens to the status of the credit card after this process is complete? Are the credit cards cancelled or are they still useful?

Answer: Good question. After the debt has been cancelled, the credit card institution will close out that account. So no, that card will not be useful anymore. As a matter of fact, that institution would probably not want you again as a customer. After all, they're making a pretty lucrative racket by pretending to loan money when nothing -- not a penny -- EVER came out of their accounts to ANY credit card customer! So when they realize you're not going to play that game anymore, you're no longer a viable source of free money for them.

They can't prove that they didn't commit fraud . . . and so that is why they will let the debt go away when you challenge them head on. But on the other hand, they're going to keep their free gravy train going as long as possible. Customers who wise up to it are no longer welcome.

Further, in good conscience, it would not be ethical for the customer to deliberately create credit card debts and then cancel them, knowing in advance that it is a fraud. The action outlined by the Champion Validation System allows you to act in good faith, showing that you have learned about the fraud only AFTER having already unwittingly allowed the so-called "debt" to exist for some time, and after having mistakenly honored it by making payments to it.

Question: Those who understand American sovereign Citizenship, HJR-192 of June 5, 1933, the Uniform Commercial Code, and commercial remedies such as our rights as creditors to create money in accordance with the UCC, know that debts can be set off or discharged by the issuance of proper credit instruments. Why then do you speak of creating money out of thin air as if it is some kind of wrong or illegal or unethical act?

Answer: There is nothing unethical about creating money out of thin air -- IF it were to be offered equally across the board to everyone, openly with full disclosure, with equal opportunity, and with publicly sanctioned assistance in implementing it to all people without discrimination.

What is unethical is to do it like a magic trick, hidden behind the scenes, keep it a secret from everyone, pretend that the loans came out of their supposedly already existing, genuine, and limited funds, and that they would therefore be financially harmed if you don't pay it back. That is harmful dishonesty, plain and simple. It is deliberate and unjust enrichment designed to benefit the few at the expense of the many. Read books like The Creature from Jekyll Island, by G. Ed Griffin, or Secrets of the Federal Reserve, by Eustace Mullin (click on the titles to take you to their Amazon order pages). They explain in crystal clear, irrefutable terms exactly how the "Mandrake Mechanism" works . . . how they create money out of thin air and pretend that it is real.

Further, most people don't realize that in all 50 states, it is illegal to loan credit. It is legal to loan money, but not credit. And yet that is exactly what the pretender lenders have been doing.

Further, most people don't realize that in all 50 states, it is illegal to loan credit. It is legal to loan money, but not credit. And yet that is exactly what the pretender lenders have been doing.

Thus the commercial remedies rightfully provided to us under the UCC have not worked for most people, even when presented properly, for the simple reason that the egomaniacal controllers have monopolized the benefits of the system for the insiders, at the exclusion and the expense of everyone else. It is for that reason that our credit card debt cancelation system challenges the fraud, rather than attempting to discharge the debt . . . and it is for that reason that this approach has been so highly successful, to our knowledge.

Question: What happens to my credit rating after the debt is cancelled?

Answer: As discussed above, why would you continue to use credit, once you know that it is a fraud? Most of the people who have gone down this path of canceling their debts have learned to live without credit, and use debit cards instead. However, the good news is, actually, more and more users of this system do NOT have any blemish on their credit rating . . . for the simple reason that in the last couple of years, I've been having them send a Cc copy of the letters to the credit rating agencies. In other words, whatever you are sending to the pretender lender(s), you are also sending copies of to the three main credit reporting agencies. That shows them that you are not in default . . . but rather, the debt is in dispute. As long as it is in dispute, it cannot be considered to be in default. So blemishes on credit ratings are much more rare now, and even when they occur, they are erroneous and can be corrected.

Question: What are tax implications of this kind of freedom?

Answer: Why would the two be related? Are your supposed debts, or your payments on them, presently tax deductible? I am not a taxpayer, nor a tax advisor, so you would need to consult a tax professional for such answers. All Champion Validation does is cancel your unsecured debt. Unless you are a taxpayer and the debt is tax deductible, I don't know what implications the cancelation would have.

Question: Can the Champion Validation System work in countries other than the USA?

Answer: The good news is, the answer to your question is most likely YES . . . potentially . . . because all countries in the world operate under the same general monetary system as the US, more or less. The problem is, the legal cites in the Champion Validation System have never been adapted for other countries.

The Champion Validation System has laws cited, like "USC § 1692 et seq", and people in other countries would have to have a lawyer or paralegal find the equivalent for their nation and replace it in the Champion Validation documents. "USC" is the United States Code, and that only applies in the US -- that's why the introduction said at the top "Mainly for card holders in the USA".

However, this system SHOULD work for people in other countries as successfully, just as it does in the US, if one replaces the US laws in the set with the laws from that country. Do you have a lawyer or paralegal who can do that?

So to clarify, it's not the citizenship of the card holder that matters. It is from what country the card itself was issued. For example, if someone is Canadian but has a Visa from a U.S. bank, then that qualifies. The cardholder agreement must be under the U.S. jurisdiction, thus meaning the card has to have been issued in the U.S. for the Champion Validation System to apply as is, without legal modification.

Also, another method that can possibly work for non-US citizens and residents, is if the card holder in the foreign country can transfer the card balance to a US card. For example, if someone from Australia has $7000 AUD in Visa or MasterCard debt on an Australian card, and if that same person were to acquire an American Visa or MasterCard from a US bank, that person could ask the US institution if it would transfer the $7000 AUD balance from the Australian card to the US card. Most institutions are more than happy to do so . . . because it gives them more business, and therefore more revenues. To them, it really doesn't much matter what country the debt comes from.

Then once the debt is on the US card, it can be cancelled using the Champion Validation program.

Question: Is there is specific time frame that I need to send the letter once I have received correspondence from the bank / cc company?

Answer: Not really. Even if they give a deadline, you're not legally bound by it if you don't owe them anything. But just for maintaining the effectiveness of the campaign, it makes sense to respond within a reasonable time, like a week or two. In my own case, I usually responded within 2 or 3 days. In controversies like this, the one who is on the offensive usually has the advantage, so I hit right back quickly . . . to give them the strong impression that I am absolutely on top of them and I'm neither wavering, unsure, wishy-washy, or lenient towards them. If you take too long, they might get the impression that you're weak, or apathetic, and you might be easier to push over.

Your strategy is simple. One a 1:1 basis, for each thing they send you, you send one response right away. The response will always be the dispute letter and affidavit. That's it. It's as simple as that. If they don't respond point-for-point to the dispute letter and satisfy what it demands, and if they fade away from contacting you, then you have no need to pursue them any further.

Question: If I am current on the particular credit card I wish to cancel and am not in default, then how would I modify the process?

Answer: In the dispute letter, in the first paragraph, replace "legal action" with "bill", and replace "demanding" with "requesting". That's it. Otherwise, leave everything else the same. Send the dispute letter, modified as suggested above, with the affidavit, according to the same instructions provided elsewhere in this document. The address to send it to will be the address to which you would normally send the payment. Do NOT include a payment with it, because that would contradict the point of the dispute letter and remove the credibility of your challenge.

Question: Does one purchase include unlimited credit card cancelations?

Answer: Yes. Once you have the system, you have it for life, to use on as many unsecured debt cancelations as you wish.

Question: Is there a limit to the amount of debt that I can cancel from one purchase of the system? What is limit?

Answer: There is no limit. In fact, it wouldn't make sense to cancel just a portion of a debt. It's all or nothing.

Question: My credit card account is with a major corporation with which I worked, however, the statement and payments go to the card services division of a credit card institution. Do I make the parent corporation the addressee on the dispute letter, or the credit card institution?

Answer: Send your Champion Validation documents always to the party who is sending statements to you and asking for payments. In this case, that would be the credit card institution, not the parent company. However, sending it to credit card institution is, in effect, also sending it to the parent company, because -- notice what is at the end of the dispute letter -- this sentence: "Notice to the Principal is Notice to the Agent, and Notice to the Agent is Notice to the Principal." "Principal" in this case not only refers to the parent company, but also to the entire hierarchy of the Federal Reserve system. Thus your letter to whoever is collecting, is simultaneously, legally, also notice to all their superiors as well.

Question: If I cancel the debt on a card at an institution at which I also have another card, will that institution also cancel or call due the card that I have not cancelled? Or would other institutions at which I have cards hear about my cancellation at the first one, and cancel those cards?

Answer: We have never heard of Visa or any other credit institution cancelling, freezing, or restricting any remaining cards that you have not cancelled, for any other Champion Validation customers. The logic is this: even if they learn that you have challenged the illegitimate debt on the other cards, as long as you're still paying on the one card, why would they shoot themselves in the foot? It's pure gravy to them . . . so they're not going to stop you from keeping that account open and continuing to send in those payments.

Champion Validation System have never been adapted for other countries.

Question: Is there a money-back guarantee on the Champion Validation System?

Answer:We will certainly refund your money if the documents don’t get delivered to you for some reason. This has never happened. But once they are delivered to you, either by download or email, whatever the method, you cannot return them. Now the information is yours. We cannot control what you do with the information. Nor can we control how the pretender lender institutions will respond to your filing of the documents with them. Thus once you have received the Champion Validation documents, there cannot be any refund thereafter. The good news is, not a single customer since 2002 has ever asked for a refund. That is testimony to the 100% success rate of the Champion Validation System. It is extremely unlikely that the Champion Validation system will fail.

Warning: Most Lawyers and Accountants Are Ignorant

Be cautioned that informing any lawyer or accountant about Champion Validation System's cancellation method is likely to attract their skepticism that it is legal, ethical, and effective. This is because the schools from which they graduated didn't teach them the truth about such things. I would imagine a few very rare lawyers and accountants ARE educated in this knowledge, by virtue of being self-taught, or having the good luck of discovering a good private mentor; but I don't happen to know any such better-informed professionals.

On the other hand, when you receive the documents, you will see that they are strong enough to hold up in any court. I know of at least one case in which a lawsuit against a customer of Capital One got dismissed before going to court, because of the Champion Validation System documents. Therefore if you ever do wish to consult a lawyer or accountant about Champion Validation System, it would be best to wait until you have the documents, so that you can show them to the lawyer or accountant. Merely talking about cancelation of debt as the Champion Validation System introduction does, would produce reactions of opposition from most professionals, because of their ignorance and lack of experience; but showing them the actual documents will challenge them to disprove them, which they cannot. Nobody has ever been able to disprove them.

If you would like to ask a tax professional about it without getting into HOW the debt is getting cancelled, you could phrase the question like this: "What would be the tax implications of my reducing or eliminating my debt?" Asking it that way would avoid getting their incredulous reaction to the idea of "canceling" the debt without paying it off.

I included the words "reducing or", for two reasons. One, because I don't know what debts you have and what debts you want to cancel. You might have five credit cards and a mortgage . . . and since the mortgage is secured, Champion Validation System wouldn't apply to that. And, if you want to keep at least one of the credit cards working, you could perhaps keep the one that has the least debt on it, and not cancel it. That means you would be "reducing" your debt, because the debts on four credit cards would be cancelled completely, while the debt on one of them would remain, and the debt on the mortgage would still remain. Champion Validation System cancels the debt on whatever unsecured debts to which you apply it, but if you choose not to apply it to all debts, then your overall debt is not totally eliminated, but only "reduced".

The second reason I included the words "reducing or", is to soften the impression made in the accountant's or lawyer's mind. To outright ask about "eliminating" all debt, would make them think you just came into some kind of big windfall, enabling you to pay off all your debts. Naturally that would raise their eyebrows and pique their interest in your affairs . . . interest which you may not want. So including the word "reducing" would help to prevent that.